work Health insurance

Posted September 12, 2005 • Comments Off on Health insurance

I got my first paycheck of the new existence yesterday. Yay! Unfortuately I only worked 24 hours that week, but it’s at least enough of a chunk of my rent that I don’t fear I’ll be homeless come October 6.

With the check was a brochure about the health insurance company they work with. Luckily I had an actual former Benefits Administrator™ on my sofa so I got some of it explained to me.

Last night I went to the website and looked at what they offer. Basically, I can pay almost as much as COBRA for a PPO, or I can get emergency/hospitalization-only with a high deductible for a reasonable premium. I’ll also get a prescription discount card, but I doubt that’ll make much difference considering my pharmacy nowadays is Costco.

I filled in the form, and this morning they called me. I was pretty amazed at a quote of—get this—$253 a month for the PPO, so I decided to go for the major medical one, which is only going to be $60 a month. It’s still pricey (especially considering that I used to pay about the same for a full PPO at Bowne and that I paid nothing for a full PPO at CDI), but it’s worth it for the peace of mind.